Features

Everything you need to split smarter

Splithra packs 10+ powerful features into a beautiful, easy-to-use app — free on iOS and Android.

👥

Group Expenses

Create groups for trips, apartments, couples, or any shared expense. Everyone sees who owes what in real time.

🤝

Friends & IOUs

Track one-on-one debts with friends. Log a quick IOU and settle it whenever — no group required.

Smart Debt Simplifier

Our algorithm minimizes the number of payments needed. Less back-and-forth, more peace.

📷

Receipt OCR Scanner

Snap a photo of your receipt. Splithra reads the vendor and total automatically.

🌍

Multi-Currency

Travelling abroad? Add expenses in any currency and let Splithra convert everything automatically.

📊

Spending Analytics

Visual charts break down where your group's money goes — by category, by month, by person.

🔁

Recurring Expenses

Set rent, subscriptions, or any recurring expense once. Splithra adds them automatically each cycle.

📤

CSV Export

Export any group's full expense history as a spreadsheet — perfect for tax time.

👥

Group Expenses

Create unlimited groups for trips, apartments, events, or any shared expense. Add members, set a budget, and everyone sees exactly who owes what — updated in real time.

TripsRoommatesEventsReal-time sync
📱

Group Expenses

🤝

Friends & IOUs

Track casual one-on-one debts without creating a full group. Log a quick IOU — a coffee, a borrowed $20 — and settle it whenever. A full timeline keeps the history clear.

One-on-oneTimelineQuick settle
📱

Friends & IOUs

Smart Debt Simplifier

When a group has many cross-debts, our greedy algorithm reduces them to the minimum number of payments needed. Less back-and-forth, more peace of mind.

AlgorithmMinimal paymentsInstant
📱

Settle Up

📷

Receipt OCR Scanner

Snap a photo of any receipt. Splithra's ML Kit engine reads the vendor name and total amount automatically — cutting out manual entry entirely.

CameraAuto-extractML Kit
📱

Add Expense

🌍

Multi-Currency

Travelling abroad? Add any expense in any of 170+ currencies. Live exchange rates convert everything into your home currency automatically.

170+ currenciesLive ratesAuto-convert
📱

Multi-Currency

📊

Spending Analytics

Visual bar and pie charts show spending by category, by person, and over time — per group or across all groups. Understand where your money goes.

ChartsCategoriesHistory
📱

Analytics

🔁

Recurring Expenses

Set rent, subscriptions, utilities, or any repeat expense once. Splithra adds them to the group automatically on the chosen schedule — weekly, monthly, or custom.

Auto-addMonthlyCustom schedule
📱

Recurring

📤

CSV Export

Export any group's full expense history as a comma-separated spreadsheet in one tap. Perfect for accountants, tax time, or anyone who loves a spreadsheet.

SpreadsheetOne tapFull history
📱

Export

📱

Home Screen Widget

A glanceable widget on your iOS or Android home screen shows your current balance across all groups — without opening the app.

iOS WidgetAndroid WidgetQuick glance
📱

Home Widget

🔔

Push Notifications

Get notified when someone adds an expense to your group, sends a settlement, or sends a friend request. Never miss a money move.

Real-timeFCMSmart alerts
📱

Notifications

💸

Ready to stop chasing people for money?

Join thousands of users who use Splithra to keep friendships (and finances) healthy.